Renters With vs. Without Coverage by Age Group
Source: National Association of Insurance Commissioners, 2024
Three Things Renters Insurance Covers
Your Personal Property
Furniture, electronics, clothing, and valuables replaced after theft, fire, or covered water damage — anywhere in the world.
Personal Liability
If you accidentally injure someone or damage their property, your policy covers legal costs and damages up to your limit.
Additional Living Expenses
Hotel, meals, and temporary housing paid for if your rental is uninhabitable after a covered event.
Common Renters Insurance Questions
I almost skipped renters insurance to save money. Then my apartment was burglarized and Vantage replaced my laptop, TV, and camera gear — $4,200 total. Best $16/month I ever spent.
Vantage Renters Customer