Why commercial auto matters
Your personal auto policy doesn't cover this
The moment a vehicle is used for business purposes — deliveries, client visits, hauling equipment — your personal auto policy may deny a claim. Commercial auto closes that gap and adds the liability limits a business actually needs.
Coverage for Every Fleet Type
Light Commercial Vehicles
Vans, pickups, and SUVs used for business — from a single vehicle to a dozen.
Delivery Fleets
High-frequency, high-mileage policies built for last-mile delivery operations.
Contractor Vehicles
Tools, equipment, and liability coverage for vehicles that carry the tools of your trade.
Mixed-Use Fleets
Policies that cover both personal and commercial use when your team uses personal vehicles for work.
Commercial Fleet Claim Rates by Vehicle Type
Claims per 1,000 vehicles — Vantage commercial book, 2024
We run 18 refrigerated delivery vans across two states. Vantage handles our fleet coverage, driver monitoring, and DOT compliance paperwork. It's the first insurer that actually felt like a business partner.
Operations Director, Regional Distributor