What GL covers
Four risks every business faces — covered
Third-party bodily injury. Property damage to others. Personal injury claims. Advertising injuries. These aren't edge cases — they're the lawsuits that hit small businesses every day. General liability handles all four.
What's Included in a Vantage GL Policy
Our standard General Liability policy includes $1 million per-occurrence and $2 million aggregate limits, plus:
- Legal defense costs (even for claims you ultimately win)
- Medical payments to injured parties — no admission of fault required
- Personal injury coverage (libel, slander, wrongful eviction)
- Products and completed operations coverage (sold products or finished work)
Higher limits and industry-specific endorsements available for most classifications.
Frequently Asked Questions
GL Coverage Questions
The Cost of Going Uninsured
- $75K
Avg slip-and-fall lawsuit
defense + settlement
- $130K
Avg fire damage claim
small business
- 1 in 4
Small businesses face a claim
in any 10-year period